What is a home warranty?
A home warranty is a service contract that covers the repair or replacement of many of the most frequently occurring breakdowns of home systems and appliances.
Why do I need a home warranty?
Your home is most likely one of your biggest investments. Unexpected repair or replacement costs can easily strain your budget. Plus, finding a qualified professional to solve your problem can be stressful and inconvenient. A home warranty cannot prevent systems or appliances from breaking down, but it can help make covered repairs or replacements easier.
Buying a new home is an exciting experience! It is also probably the largest investment you’ll ever make. That is why you protect it with homeowner’s insurance. But what about the items not covered by insurance: a water heater failure… a dishwasher breakdown… an electrical problem?
An home warranty is a renewable service contract that covers the repair or replacement of many major systems and appliances in your home. Statistics show there is a 68% chance that a major system or appliance will break down in a given year* and the average replacement cost of a home system/appliance is $1388.* When a covered item fails, just call you would call the warranty company An agent of the company will contact an insured contractor to handle your request. The contractor will schedule a time to assess the problem and make a repair or replacement. Upon arrival, you’ll pay the contractor a trade service call fee. Customer service representatives are available 24 hours a day, 7 days a week, 365 days a year to accept service requests by phone or online.
Commonly asked questions:
“How many times can I use my home warranty?”
Unlimited during your contract term. Please refer to a brochure for specific covered items, terms and conditions, limitations and exclusions.